Topstep
Traded on a real accountData last verified 6/26/2026
- CEO
- Michael Patak
- Country
US- Founded
- 2012
- Years in operation
- 14
- Evaluation
- one-step
3.5
14,272 Trustpilot reviews
One of the most established futures prop firms. Reviewed on a real account.
Account plans
| Plan | Price | Profit target | Drawdown | Split |
|---|---|---|---|---|
| 50K | $49 | $3,000 | $2,000 (trailing) | 90% |
| 100K | $99 | $6,000 | $3,000 (trailing) | 90% |
| 150K | $199 | $9,000 | $4,500 (trailing) | 90% |
Firm Overview
Broker / data provider
Plus500
Platforms & Assets
Assets
Futures
Platforms
TopstepX
Tradeable products
CME Group futures only (equityFXagriculturalenergymetalsinterest rate futures)
- Level 2 data (DOM) fee
- 38 $/month
Evaluation & Account Rules
- Minimum trading days to pass
- 2 days
- Max allocation
- $750K
- Drawdown type
- Trailing (rises with EOD balance, never falls; monitored in real time intraday)
- Daily loss limit (Combine)
- Optional add-on; not required by default on TopstepX
- Express Funded Account activation fee (Standard Path)
- 149 $
- No Activation Fee Path monthly (50K)
- 95 $
- No Activation Fee Path monthly (100K)
- 149 $
- No Activation Fee Path monthly (150K)
- 229 $
- Back2Funded reactivation (50K)
- 599 $
- Back2Funded reactivation (100K)
- 699 $
- Back2Funded reactivation (150K)
- 829 $
- Max simultaneous Express Funded Accounts
- 5 accounts
- Scaling plan
- Yes; contract limit increases as balance grows (starts at 2-lot level, scales up between sessions)
- Responsible Trading Discount (add DLL)
- $10 off/mo (50K), $20 off/mo (100K), $30 off/mo (150K)
Consistency Rules
- Combine consistency rule
- Best single day must be under 50% of Profit Target
- Trading days required before payout (Consistency XFA)
- 3 days
Firm Rules
How Topstep treats the trading practices that most often trip traders up. Always confirm the specifics in the firm's own rulebook before you trade.
Overnight & weekend holding
Whether positions can be held past the daily close or over the weekend. Many futures firms require flat positions before a daily cutoff, especially on evaluation accounts.
- Position close time (daily)
- 3:10 PM CT (earlier for certain commodities)
Payout Policy
Payout methods
Aeropay (instant)Prop-to-Brokerage (same-day if by 12 PM CT)ACH/Wise (1-3 business days)Wire/SWIFT (5-10 business days)
- Funded profit split
- 90% to trader, 10% to Topstep
- Minimum payout
- 125 $
- Standard XFA max payout per request
- 5000 $
- Consistency XFA max payout per request
- 6000 $
- Payout cap (balance rule)
- 50% of account balance per request
- Winning days required before payout (Standard XFA)
- 5 days
- LFA daily payout unlock threshold
- 30 Benchmark Trading Days
Restricted Countries
Topstep does not accept traders from:
AfghanistanAlgeriaAngolaBelarusBurkina FasoBurma (Myanmar)BurundiCote d'IvoireCrimea/Donetsk/Luhansk/Kherson/Zaporizhzhia regions of UkraineCubaDemocratic Republic of CongoHaitiIranIraqKenyaLebanonLibyaMaliMoroccoNicaraguaNigeriaNorth KoreaPakistanRussiaSomaliaSouth SudanSudanSyriaTurkeyUkraineVenezuelaYemen